Category: Sosial

  • U.S Federal Trade Commission Investigates Pyramid Scheme ‘Herbalife’

    herbalife1

    The Federal Trade Commission to investigate whether Herbalife (HLF) is a pyramid scheme. All Nicole Lopez wanted was a crack at the American dream and a chance to work at home closer to her kids. Instead, she got a nightmare, losing thousands of dollars after trying to sell Herbalife, which makes weight-loss shakes and nutritional supplements.

    Earlier Tuesday, the National Consumers League released a letter urging the FTC to take action because the allegations against Herbalife could impact consumers. The group said it had met separately with representatives from Herbalife, Pershing Square and the Direct Selling Association, and concluded that an investigation is the best answer to determine whether Herbalife is a legitimate business or whether it operates a pyramid scheme.

    Ackman alleged in December that Herbalife was a pyramid scheme and made a bet the stock would fall, arguing that the company makes most of its money by recruiting new salespeople rather than on the products they sell. Herbalife disputes that.
    • Herbalife stock surges after Icahn grabs stake
    • Icahn vs. Ackman: Investors take squabble to TV

    “If you’re an honest person and you want to do an honest business, there’s no way you can succeed,” Lopez said, sitting in the kitchen of her Utah home.

    Unwilling to recruit other people to sell Herbalife, which is how most Herbalife reps make money, she quit after 11 months and lost the $10,000 she invested.

    On Wednesday, Herbalife said in a statement “We regret that the National Consumers League has permitted itself to be the mechanism by which Pershing Square continues its attack on Herbalife.”

    “We are pleased that the National Consumers League, the nation’s oldest and one of the most respected consumer protection organizations, has requested that the FTC launch an investigation of Herbalife,” Ackman released in a statement.

    “We believe that a thorough investigation of Herbalife will reveal it to be a pyramid scheme that has harmed millions of consumers in more than 80 countries around the world.”

    After a 10-month investigation into so-called multi-level marketing, CNBC found dozens of people with similar stories. Multi-level marketers sell products through a network of distributors, many of whom work at home and get paid by selling products, as well as recruiting other distributors.

    Herbalife maintains that it is a financially strong company that has created meaningful value for shareholders.

    Last month Herbalife Ltd. denied a media report that it was the target of a law enforcement investigation. At that time the FTC would not confirm or deny whether any government agency was investigating Herbalife.

    Many of the people interviewed discovered that selling the products was harder than they thought. After hitting up family and friends to buy products, sellers often resorted to spending hundreds and even thousands of dollars buying sales leads, which sometimes led nowhere. The real money, they found, is in recruiting others to sell the product, creating what’s known as a “down-line” of distributors. The more distributors they recruit, the more money they are likely to make, based in part on a combination of bonuses and commissions.

    herbalife2

    The debate has garnered the attention of Wall Street, with hedge fund titans now battling over Herbalife’s stock.

    Herbalife shares finished Tuesday down 2.1% at $40.38. Another investor, Dan Loeb of Third Point LLC, has disclosed an 8.2 percent stake in Herbalife, a vote of confidence in the company.

    Shares of Herbalife fell 23 cents to $40.15 in premarket trading Wednesday. Its shares have traded in a 52-week range between $24.24 and $73.

    CNBC heard claims of thousands of dollars a month — even $10,000, $20,000 and $65,000. One featured speaker, Olga Valencia, a successful distributor, recalled how “my first car was a Mercedes that I bought with Herbalife.”

    Herbalife strongly rejects criticism that the company is a pyramid scheme.

    “Allegations that Herbalife’s business model is a pyramid scheme are serious charges with serious consequences for consumers and those who are recruited to sell Herbalife’s products,” said Sally Greenberg, executive director at the National Consumers League. “The FTC is the federal agency with the right mandate and expertise to explore these allegations.”

     

    Source: http://bit.ly/1kayQm0

     

  • Appeal for Witness: Hit and Run Accident

    1618646_10152274339427328_1317962313_n
    My cousin is a victim of hit and run @ loyang way just now (tuesday,25 feb) at around estimated 3plus pm. As there was a bicycle near him when he was found, rasenye he might be riding on that bicycle.. kindly PM me if anyone has any info

    He is currently critical and unconscious.

    Place of Accident: Along Loyang Way.
    Date: 25th Feb 2014, Tuesday.
    Time: Approx 3pm
    Victim: 19 year old Cyclist.
    Condition: Critical with severe injury to the brain, broken shoulders and hip bone. Unconscious.

    -Allah uji tak kira siapa dan bila..bukan kerana Allah tak sayang,tp kerana Allah tau kita kuat..Allah tau kita impikan Jannah..setiap ketentuan Allah pasti ada beribu hikmah-

    Source: Siti Nurliyana Samaat, cousin of victim.

  • Pengedaran Dollar Singapura Palsu di Indonesia

    SGMoney

    ANADO — Tim Khusus (Timsus) Polda Sulut menggagalkan peredaran uang palsu 6.483.465 dollar Singapura. Bila dirupiahkan, uang palsu ini setara lebih dari Rp 60 miliar.

    Ketika dikonfirmasi, Kepala Polresta Manado Kombes Sunarto membenarkan adanya penyerahan kasus ini dari Polda Sulut. “Kasusnya dilimpahkan oleh Krimsus Polda Sulut,” ujar Sunarto, Rabu (26/2/2014). Menurut dia, saat ini polisi masih melakukan pengembangan kasus tersebut.

    Kombes Sunarto mengatakan, kepolisian menduga bahwa pelaku merupakan sindikat jaringan internasional. “Kami belum tahu pasti, apakah yang mengedarkan uang palsu ini adalah jaringan internasional,” kata Sunarto.

    Informasi yang didapat Kompas.com, penangkapan bermula ketika Timsus Polda Sulut mendapat kabar bahwa ada peredaran uang palsu berbentuk dollar Singapura, dengan pecahan 10.000 dollar Singapura.

    Setelah pengembangan dilakukan, polisi menangkap lelaki berinisial YT, di salah satu hotel di kawasan Sario, awal Februari 2014. YT mengaku bahwa uang itu didapat dari seorang perempuan yang identitasnya dirahasiakan polisi.

    Oleh YT, uang palsu tersebut disimpan di safety deposit box salah satu bank di Kota Manado. Perempuan yang disebutkan YT itu pun akhirnya ditangkap di Sukabumi, Jawa Barat. Pengujian keaslian uang dilakukan di Laboratorium Forensik Mabes Polri.

    Informasi yang diperoleh Kompas.com, uang tersebut diduga kuat palsu karena banyak perbedaan ditemukan jika dibandingkan dengan uang asli. Bahkan, ditemukan nomor seri yang sama di dua lembar uang berbeda.

    Sumber: Kompas.com

  • 11 Kebaikan Memakai Tudung Bagi Muslimah

    faisalhajari

    1) anda tidak perlu membuang masa set rambut, sikat2 dan dandan bagi lawa, pakai vidal sasoon ke mousse ke bagi rambut nampak lawa, berkilay dan beralun. Suami pun x merungut lama sgt menunggu korg mekap.

    2) korg tidak akan terasa membahang di kepala. Iklim malaysia yg panas dan membahang akan menyebabkan kepala cepat panas bila cahaya matahari yg berUV direct kena rambut n kepala. Menyebabkan kerosakan rambut dan tisu kulit kepala yg mengakibatkan kurap dan sopak.

    3) jika korg mempunyai rambut yg cantik beralun, korg ada segala hak utk x bagi org tgk. Biasanya org kalu nak beli henpon, dia akan beli yg dalam kotak dan bukannya display set. Korg ni mahal, bukannya bahan free show.

    4) tidak akan ada org yg menyalahkan korg kalau korg ni kena rogol ke atau kena raba ke disebabkan korg x memakai tudung serta x tutup aurat.

    5) penjimatan duit yg confirm banyak sbb nak set rambut kat salon bukannya murah. Satu sesi dah beratus. Sebulan at least kena pegi salon sekali utk basuh rambut. Belum masuk kos syampu, minyak rambut, mousse, conditioner.

    6) nak solat mmg senang, xyah susah2 carik telekung. Boleh solat terus dgn baju yg dipakai sekiranya xde najis. Jimat masa.

    7) tak perlu risau rambut kusut masai ditiup angin lemah gemalai

    8) jika anda ke amerika, org tempatan akan menghormati anda. Skang ni org amerika dan barat lebih memahami islam banding org timur.

    9) cakap telefon senang. X la sharp sgt bunyik suara kat speaker. Mengurangkan risiku kena barah akibat gelombang radio telefon.

    10) anda x payah nak set2 rambut atau dandan rambut. Save time, save money, mesra alam (kurang sampah dibuang).

    11) awek seksi bukak aurat naik motor dgn boifren? BOHSIA! Awek tudung menutup aurat naik motor dgn suami? SWEET!

    Sayangnya, hanya satu kekurangan (dr segi nafsu) kalau menutup aurat – dunia ni penjara bagi org mukmin dan syurga bagi org kafir.

    Sumber: Fais Al-Hajari

  • Why Do Some Police Officers Appear Arrogant?

    SPFpolicemen

    Because they have different priorities than you do.

    Humans, like most everything else in the universe, seek to maintain a sense of equilibrium in things. This is true for not just matters of physiology, but for social interactions as well. Think about the interactions you have on a daily basis: In most all of them, you enter an interaction with at least a neutral mindset and perhaps even an assumption of goodwill. When a guy wakes up next to his partner, he doesn’t harbor an innate suspicion about the partner’s motives—he assumes that the partner is as goodwilled as she was when she fell asleep, and the couple’s interactions proceed on this assumption.

    Or think about your interactions at work. Absent narcissism or self-deprecation, when you go into a job, you default to considering your peers as more or less equal. Of course, as time wears on, you begin to categorize people, but those initial interactions will be civil and respectful, because that’s what’s expected—that is the silent understanding wrought by the norms of your workplace.

    Now, think about the workday of a police officer. Her job assignments consist, primarily, of being dispatched to successive 911 calls. When someone calls 911 for police service, there is a tacit admission by the caller that the situation at hand has deteriorated beyond the caller’s control and police are needed in order to bring the situation back under control. That is the unstated assumption that the officer has going into each situation—not that a social equilibrium needs to be maintained, but that a situation needs to be quickly and efficiently brought back under control.

    Further than this, when she gets to the scene of many to most of these 911 calls, she encounters people who seek to frustrate her endeavors. She talks to witnesses who lie in circles about not seeing anything. She talks to suspects who lie about where they’d just been or what they were just doing. She talks to drunk people who can’t coordinate themselves and won’t remember what she said in 10 minutes. She talks to addicts who try to conceal the fact that they’re high even though involuntary tics have consumed their body. She talks to grade school kids and teenagers who have been conditioned to mistrust or despise police. She talks to people who lie about their identity because they have warrants or because they just want to frustrate her. She talks to people who act nervous and take too long to answer simple questions, raising her suspicions. She talks to people who have drugs, guns, knives, and any manner of other contraband hidden in their residence, in their vehicle, or on their person.

    Now consider that the officer is doing this many times per shift—10, 20, maybe more—encounters every day. She will quickly learn that, in order to get anything accomplished with these liars and obstructionists, she is going to have to employ tactics that in any other field would be unacceptable. She is going to have to be blunt, brusque, and curt. She’s going to have to call bluffs and smokescreens and BS. She’s going to have to interrupt rambling, circular explanations. She’s going to have to look people in the eye and say, “We both know that you’re lying to me right now.”

    And through it all, she will begin to develop the opposite assumption from the freshly roused partner and the guy at the water cooler—work interactions are not among peers, and people are likely not worthy of implicit trust.

    Now, you, who I will assume is a normal, everyday citizen, comes into contact with this police officer. Even though she can probably surmise that you’re not a frequent flyer, she doesn’t know you and doesn’t enter into interpersonal contact with the same assumptions you do. Additionally, if she’s in uniform, it’s possible she has a task at hand she’s focused on. Until you are a known quantity, you may be treated coolly and humorlessly.

    Now, let’s take a step back. You, the partner and/or co-worker, interprets the response of this police officer through the lens of your expectations and judge her to be arrogant. I mean, after all, she’s acting all distant and aloof and snobby, right? However, your assessment is based on your interaction in a vacuum and likely doesn’t factor in much of anything I just said. That doesn’t mean either one of you is “wrong.” You’re coming from different places.

    In closing, I’d bid you to be forgiving. This officer cannot afford to give people the benefit of the doubt, because there are only so many people you can relax your guard around in her line of work before she gets herself or someone else hurt or killed. Be gracious to her, for her burden is great.

    This man beside us also has a hard fight with an unfavouring world, with strong temptations, with doubts and fears, with wounds of the past which have skinned over, but which smart when they are touched. It is a fact, however surprising. And when this occurs to us we are moved to deal kindly with him, to bid him be of good cheer, to let him understand that we are also fighting a battle; we are bound not to irritate him, nor press hardly upon him nor help his lower self.                      —John Watson, c. 1903

     

    Source: http://slate.me/1hJFsr7